PrudentGain
-
Assess existing financial position
-
Set desired retirement income level
-
Estimate investment corpus needed to earn desired income
-
Prepare investment plan to achieve target corpus
-
Execute investments into mutual funds, stocks etc.
-
Monitor portfolio to keep risk and returns on track
-
Asset allocation to optimize portfolio performance
-
Allocate accumulated corpus into yielding assets
-
Generate target income yield using our yield strategies
-
Perpetual inflation proof passive income from accumulated corpus
Plan: This is when we begin our professional engagement with the client. At this stage we review existing asset-liability position of the client. We also set a desired income level, which the client would like earn from his accumulated investment corpus in the future, and which would also be the desired income level at which the client is free to retire and if he so chooses. Based on the above information we prepare an investment plan suitable for the client’s profile that aims to accumulate the expected investment corpus
Invest: This is the stage at which we put the financial plan prepared at Initiation Stage into action. This is the most crucial and important stage and also the longest stage as well, since it is most likely to be the earning years of the client. Our expertise lies in identifying and executing client’s investments into debt and equity, setting realistic return objectives and keeping risk at optimum levels. We will monitor portfolio performance regularly to ensure risk and return are on track. Our motto at this level is threefold: Execution, execution and execution.
Harvest: This is the point at which the target corpus set in the financial plan is achieved and thus it is time to harvest regular income from the accumulated corpus. Again our expertise in generating desired income yield at optimum risk levels means that the client can continue to earn the desired passive income from his investments, making him financially free and secure.
Our key differentiator in each of the above the stages is our ability to execute what has been planned. After all any plan is as good as its execution and we at Prudent Finvest are firm believers of this. We are associates of Motilal Oswal Financial Services Ltd and also AMFI registered mutual fund distributors. Our value proposition to the client lies in our effective execution of their financial plan, through investing in appropriate instruments and managing client portfolios. To know more please get in touch with us. You can also request a personalized video consultation at no cost through our Virtual Helpdesk. Click here to know more.
Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it.
– Rakesh Jhunjhunwala
Case Studies
Our investing strategy in action
In 2012 Mr Ganesh had Rs 50 lakhs to invest. His objective was to grow his money without taking unnecessary risks. He also expected a flow of regular income from his investments. His investing time horizon was long term. Keeping above requirements in view, we...