Performance tracker July 2025

Starting this month, we are introducing our dynamic asset allocation strategy wherein we will track a balanced portfolio of a debt fund and stocks (including global stocks). The portfolio mix between debt fund and stocks will be determined by equity market conditions. In an undervalued/ already deeply corrected equity market, we will allocate minimum capital to debt fund and have maximum equity allocation and vice versa in an overvalued/ overheated equity market scenario.

 Portfolio stocks will be continuously monitored by us and any action points such as buy, accumulation or exit will be updated on a period basis. Also any reinvestment of yield generated on debt fund will also be updated on a periodical basis.

The initial asset allocation based on our assessment of current equity market conditions and the growth potential of stocks identified by us is given below for an assumed portfolio size of Rs 50 lakhs. The allocation is from the point of view of a conservative investor with low to moderate risk tolerance.

We will keep updating the performance of this portfolio on a monthly basis so as to provide an objective assessment of the strategy.

 Portfolio composition for a portfolio size Rs 50 lakhs.

 Debt component: 60% Invested in HDFC Low duration fund Rs 30 lakhs. Annualized yield 7% (approx.). At current NAV of Rs 63.1132, we have 47534 units invested in this fund.

 Equity component: 40% Invested equally in below stocks at prices prevailing on 30^th July 2025.

*Price in US dollars, converted at prevailing exchange rates.

It is important to note that this is not a stock recommendation. We are simply providing an objective evaluation of the performance of investing strategy.